OUR PROGRAMS

Commercial Umbrella

EAGLE Umbrella Program

Our commercial umbrella program features higher limits and lower premiums with some of the nation’s top carriers. Licensed in all 50 states, our risk purchasing programs provide real estate owners with vital security for lawsuits and settlements in today’s litigious society.

Targeted Real Estate Classes

HABITATIONAL

Condominium Associations

Cooperatives

Community Associations

Homeowners Associations (HOA’s)

Superior Apartment Complexes

COMMERCIAL (LRO)

Retail/Strip Malls

Commercial and Office Buildings

Limit Options

$1,000,000
$5,000,000
$10,000,000

$15,000,000
$25,000,000
$30,000,000

$40,000,000
$65,000,000
$90,000,000

A new and revamped online submission process! Now you can submit your risks directly to our underwriting team, conditionally clear accounts, and get instant pricing indications for select real estate classes. Click here to learn more.

Program Features

A.M. Best ‘A’ rated carriers or better

Admitted coverage in all 50 states

Great rates and low minimum premiums

Quick quoting and binding process

Streamlined application process

Coverage Highlights

Real estate manager covered as additional insured

No shared limits – each insured receives its own policy and policy number

Defense costs outside the limits

Aggregates per location

Crisis assistance endorsement

Click to view more coverage details

LIMITS OF LIABILITY
All underlying carriers must maintain a minimum A.M. Best rating of A-VII or higher. Minimum underlying limits of liability:
Comprehensive General Liability	$1,000,000 Per Occurrence $2,000,000 General Aggregate $1,000,000 Products/Completed Operations Aggregate $1,000,000 Advertising Liability/Personal Injury
Automobile (Non-Owned/Hired)	$1,000,000 Combined Single Limit $1,000,000 Hired/Non-Owned (when applicable)
Employers Liability	$500,000 Each Accident $500,000 Each Policy $500,000 Each Employee
Employee Benefits Liability	$1,000,000 Each Claim/Aggregate
Directors and Officers Liability	$1,000,000 Each Claim/Aggregate per Associations
Garage Liability	$1,000,000 Each Occurrence
Garagekeepers Legal Liability	$1,000,000 Each Occurrence/Aggregate

Submissions

Send a completed Commercial Umbrella Application and loss history to newbusiness@newempireis.com.

This is a general description of coverages. Not all coverages are available in all states. Contact an underwriter for policy terms, conditions, and exclusions.

Available States

All 50 States

Downloads

Very knowledgeable and great people to work with! Highly recommend!

One of the Best insurance program managers I've came across.

Ive worked with them and love the people and the service they provide. Other agencies should be doing business with them. 5 STARS ALL DAY!

We were in a bind and Alex saved the day! Always helpful and quick response time! Enjoy working with them!

New Empire provides great service. They have thorough knowledge of their products. Once they have a complete submission, they get the quote out quickly. And, they're good a following up.

I work with this group a good bit on our Coastal Condo exposures here at USI Insurance Services, Tuscaloosa. They are very helpful and the ease of doing business with them, is just what brokers need in a pinch.

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