Uncategorized

In Part Two of our Four-Part C.O.P.E. (Construction, Occupancy, Protection, Exposure) Underwriting Series, we will discuss Occupancy considerations for underwriting commercial real estate risks.  An important underwriting concern is the nature of the operations conducted in the building that could start or contribute to the spread of a fire or other potential losses. Occupancy considerations […]

Making a positive impression on those around you may be more difficult than it seems.  Even though it has become “the norm” to do things such as checking your cell phone in the middle of a meeting or using text slang in company emails, this is not proper business etiquette.  By making a conscious effort

Insurance Underwriting is described as the process of classification, rating and selection of risks.    Most of you know that when rating Commercial Real Estate Risks, particularly condominiums, Underwriters have several considerations to watch out for.  The acronym they use to ensure they cover all potential loss considerations is, C.O.P.E. (Construction, Occupancy, Protection, Exposure).  In the

When considering Property Managers E&O programs “Failure to place or failure to maintain insurance” coverage would rank at the top of any list addressing the exposures facing property managers.  Unfortunately this valuable coverage is most often excluded by most Property Management E&O coverage forms. It is obvious that property managers who play a role in the

When evaluating Real Estate umbrella programs for Condominium Associations, Apartment Buildings, Commercial Real Estate or Cooperatives individual policy limits on a per premises basis may be an important coverage feature for your Real Estate clients.  For example, does the underlying schedule list individual buildings as separate locations or does it list each building as an