The 2013 Hurricane season is rapidly approaching and it’s a great time to remind your client’s to review their insurance coverage before a disaster strikes.  The hurricane season will officially start on June 1^st and last through November 30^th.  The Weather Channel released its first 2013 Atlantic hurricane season outlook on April 8^th, 2012 and predicted another active season.  The 2013 Weather Channel forecast calls for a total of 16 named storms, 9 of which are expected to become hurricanes, including 5 major hurricanes (Category 3 or higher).  It is important to remember though that the forecasts are for the total number of storms that may occur anywhere within the Atlantic Ocean, not the number of storms that will make landfall in the U.S. 

 

Although each hurricane season is unique, you should prepare the same way every year because these predicted, and very powerful tropical storms wreak havoc on communities when they actually do make landfall.  It is beneficial that severe weather such as hurricanes and tropical storms can normally be tracked days ahead of any impact which provides ample time to prepare for a potential evacuation.  In spite of such warnings and tracking, each year thousands are left unprepared for these devastating storms and have to deal with their aftermath.

 

Let your client’s know that generally, there are three essential steps to disaster and emergency preparedness:

 

1.)    Have a disaster supply kit – Click here to download our Disaster Preparedness Checklist

 

2.)    Develop a plan for what you, your personnel and your family will do prior to disaster striking.

 

3.)    Stay informed during severe weather however you can.

 

• The American Red Cross has created a ‘Hurricane App’ which is a great source of information during severe weather.

 

As many of us have learned last year from Hurricane Irene, Tropical Storm Isaac and Superstorm Sandy, it is crucial to be prepared for each storm the same way. Be sure to check your client’s insurance policies ahead of time to ensure they have the coverage they need.

 

New Empire Group, LTD. offers coverage for Property Managers, Community Associations and Apartment Building Owners!  Double-check your General Liability and Umbrella coverage to make sure you don’t end up with any unwanted claims!

 

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