Have you noticed an abundance of commercials encouraging employees to “get the compensation they deserve” for wrongful termination or harassment at work?  Business Owners, Property Managers, and even Coop & Condo Boards have to be careful these days as they face additional EPLI exposures for their employees as well as the management of the employees of others (i.e. if they have contractors working on site, etc.) .  If you haven’t already done so, it may be time to suggest Employee Practice Liability Insurance (EPLI) to your clients today and make them aware of the liabilities and exposures that their employees create.

EPLI is a form of liability insurance that covers wrongful acts arising from the employment process.  The number of lawsuits filed by employees against their employers has been on the rise.  The size of your company does not matter, as no company is immune to these claims. 

EPLI Coverage can provide protection against several different types of employee lawsuits, including:

• Sexual Harassment
• Wrongful Termination
• Age Discrimination
• Racial Discrimination
• Religious Discrimination
• Disability Discrimination
• Sexual Discrimination
• Hostile Working Environment
• Breach of Contract/Misrepresentation
• Harassment & Emotional Distress

To help your clients avoid these types of claims you must provide them with the proper information.  You can forward a copy of New Empire Group’s EPLI Claim Scenarios download and also suggest the following tips to educate their staff and minimize the issues before they turn into an unwanted claim.

•  Download a copy of our Employee Handbook Template and be sure to make the corporate policies clear to everyone in the office.

• Suggest they create an effective hiring and screening process to avoid potential discrimination in hiring.
• Document from hiring to termination and/or resignation with special attention to documenting all steps taken to prevent and solve any employee disputes.
• Ensure all employees know the proper steps to take if they feel they have been the object of sexual harassment or discrimination by a supervisor. 

 For more information or to access our EPLI Applications contact New Empire Group today!

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