Coverages

5 Reasons Why Your Clients Need Cyber Liability Coverage

Most businesses today are trying to convert to a ‘paperless’ workplace and in turn, rely heavily on electronic data, computers and networks to support important operations and to better serve their customers. If any of the following pertains to your client’s data storage practices you should consider discussing Cyber Liability Coverage … Do your client’s […]

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Legal Liability for Condominium Associations & Unit Owners

“When the potentially liable parties are mutual beneficiaries and users/occupiers of the same location, the need for each party to be properly insured is of great importance.  Residential condominium associations and individual unit owners are prime examples of this need to close all gaps in liability protection.” In an interesting article on MyNewMarkets.com, Christopher J.

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EPLI (Employment Practices Liability Insurance) – A Must Have for Your Client’s Business

Employment Practices Liability Insurance (EPLI) claims are on the rise as an increasing number of employers are having lawsuits brought against them by employees.  It is important to stress to your clients that EPLI claims are not covered by their commercial general liability insurance.  Many EPLI claims result from scenarios that employers will recognize and may even

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Turning Umbrella Aggregates Into $$$

Many insurance agents are familiar with the “Per Location Aggregate” coverage feature that is commonly included on primary Commercial General Liability policies.  This feature expands separate liability limits for each location as opposed to all locations within the policy sharing one aggregate limit.  Under a standard commercial general liability insurance policy, the policy is subject

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It’s Not Too Late to Prepare Your Clients for the Hurricane Season!

Although it has been a rather quiet start to the hurricane season, we aren’t in the clear just yet.  According to Weather.com, “the lull in tropical activity we are currently seeing is something that we would typically expect in July.”  With the peak of the season is approaching, storm activity may be accelerating.  It’s a

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